The strategy seems straightforward enough - don't borrow more than you can afford. The problem is that many people get swept up in the mortgage amount they are pre-approved for and simply hit the ground running looking for the best house their money can buy.

What you may not realize, however, is that the mortgage amount you're approved for might not be the amount you can comfortably manage. What do we mean by this? Basically, that you spend a large portion of your total income on your new home, leaving little else for other expenses. This is what many refer to as "house poor."

To us the most important part of helping you realize your vision of home ownership is looking at the big picture. We consider your entire financial profile, factoring in your household and living expenses, along with any other financial obligations and even your short- and long-term goals, so we can help you come up with the solution that is most affordable for you.

With some of the lowest rates around, we'll help you find the mortgage solution and term length that fits your life.

• 1 Year Fixed Rate Mortgage at 2.84%*(APR)
• 5 Year Fixed Rate Mortgage at 3.24%*(APR)

We've been helping our members purchase new homes, secure lower rates and renovate the homes they're in for over 70 years. Find out about the Comtech Fire difference when it comes to saving you money on your borrowing needs.

• Outstanding pre-payment options, up to 30% of principal balance each year
• Prepayment of up to 30% of the regular payment amount
• Optional terms from 6 months to 5 years
• Expert advice
• Credit Life, Accident & Sickness and Title Insurance available

We work with you to ensure you're house proud, not house poor.

Drop in or call 1.800.209.7444 to talk to us about your goals today. Or apply online now.