Personal Banking Fees

The Cost of Banking Just Got Smaller

At Comtech, we value our members and we know how much it means to them to avoid hidden fees. With accounts such as our MemberLink Chequing Account, we've minimized as many costs as possible so your money stays as your money!

Service Fees MemberLink Pay-As-You-Go
Online Banking Free Free
Bill Payment Free Free
ATM Deposit Free Free
FreeComtech ATM Withdrawal Free Free
THE EXCHANGE Network Withdrawal Free Free
Interac ATM Withdrawal $1.50 $1.50
Foreign ATM Withdrawal $2.00 $2.50
US ACCEL Network Withdrawal $2.00 $2.00
Point Of Sale (POS) Free $0.50
US ACCEL Network Point Of Sale $1.00 $1.00
Inter-institutional Funds Transfer Free $5.00
Account Administration Fee Free $8.95
Chequing Debits Free $0.50
Pre-Authorized Credit Free Free
Certified Cheques (members) $2.00 $2.00
Certified Cheques (non-members) $10.00 $10.00
Official Cheque/Bank Draft $5.00 $5.00
Overdraft $2.00 $2.00
Unauthorized Overdraft $5.00 $5.00
NSF Items $40.00 $40.00
Chargebacks $4.00 $4.00
NSF Presentation Fee $15.00 $15.00
Stop Payment $20.00 $20.00
Incoming collection item $5.00 $5.00
Copy of cheque cleared (90 days) $2.00 $2.00
Copy of cheque cleared (after 90 days) $15 per hour $15 per hour
Life Saver High Interest Savings Account Withdrawal 1 free per month
$5.00 each subsequent per month
1 free per month
$5.00 each subsequent per month
Tax Free Savings Account 1 free per month
$5.00 each subsequent per month
1 free per month
$5.00 each subsequent per month
Notary Services $50.00 $50.00
Estate Administration on Life Insured Savings Accounts $25 to $250 $25 to $250
Sell Bell/Nortel Stock $65.00 $80.00
Annual Dormant Fee $25.00 $25.00
Account Closed within 6 to 24 months $10.00 $10.00

Our Rewards Program

Services

Bronze

Silver

Gold

Platinum

Sixty Plus

Pay-as-You-Go

Smart Savers
Student Account
(13 to 25)

Online Banking

Free

Free

Free

Free

Free

Free

Free

Bill Payment

Free

Free

Free

Free

Free

Free

Free

ATM Deposit

Free

Free

Free

Free

Free

Free

Free

Comtech ATM
Withdrawal

Free

Free

Free

Free

Free

Free

Free

THE EXCHANGE
Network Withdrawal

Free

Free

Free

Free

Free

Free

Free

Interac ATM
Withdrawal

$1.50

$1.50

$1.50

$1.50

$1.50

$1.50

$1.50

Foreign ATM
Withdrawal

 $2.00

$1.50

$1.00

Free

Free

$2.50

$1.50

US ACCEL Network
Withdrawal

$2.00

$2.00

$2.00

$2.00

$2.00

$2.00

$2.00

Point Of Sale (POS)

50¢

40¢

15
Free/mo.**

25
Free/mo.**

Free

50¢

Free

US ACCEL Network
Point Of Sale

$1.00

$1.00

$1.00

$1.00

$1.00

$1.00

$1.00

Inter-institutional
Funds Transfer

Free

Free

Free

Free

Free

$5.00

Free

Account
Administration Fee

Free

Free

Free

Free

Free*

$8.95*

Free

Statement Fee

$3.00

$3.00

$3.00

Free

Free

$3.00

Free

Chequing Debits

30¢

Free

Free

Free

Free

50¢

Free

Pre-Authorized Credit

Free

Free

Free

Free

Free

Free

Free

Certified Cheques

$2.00

Free

Free

Free

Free

$2.00

Free

Official Cheque/Bank Draft

$2.00

Free

Free

Free

Free

$5.00

Free

Overdraft Protection

$2.00

$2.00

$2.00

$2.00

$2.00

$2.00

N/A

Unauthorized Overdraft

$5.00

$5.00

$5.00

$5.00

$5.00

$5.00

$5.00

NSF Items

$40.00

$40.00

$40.00

$40.00

$40.00

$40.00

$40.00

NSF Presentation Fee

$15.00

$15.00

$15.00

$15.00

$15.00

$15.00

$15.00

Stop Payment

$20.00

$20.00

$20.00

Free

Free

$20.00

Free

Notary Services

$50.00

$50.00

Free

Free

Free

$50.00

Free

Sell Bell Stock

$65.00

$65.00

$40.00

$40.00

$40.00

$80.00

$40.00

Annual Dormant Fee

$25.00

$25.00

$25.00

$25.00

$25.00

$25.00

$25.00

Account Closed within
6 to 24 months

$10.00

$10.00

$10.00

$10.00

$10.00

$10.00

$10.00

Transfer Out Fee
on Registered Products

$135.00

$135.00

$135.00

$135.00

$135.00

$135.00

$135.00

Technology
Enhancement Fee

$2.00

$2.00

$2.00

$2.00

$2.00

$2.00

Free

NOTE: All service charges will be debited to your account throughout the month. Reimbursement of fees applicable to your Rewards level will occur on the first business day of the following month.

* Monthly account administration fee applies to an account with an average monthly balance of less than $1,000.
Monthly account administration fee does not apply to trust accounts, secondary joint account holders, Smart Savers Student Accounts, MemberLink Accounts and new members less than twelve months.

** 10¢ refunded for each additional Point of Sale.

  • We pay the transfer-in fee of $50 on a $5,000 RRSP/TFSA/RRIF
  • We pay the transfer-in fee of $100 on a $20,000 RRSP/TFSA/RRIF
  • We pay the transfer-in fee of $135 on a $50,000 RRSP/TFSA/RRIF
  • Administration fee of $25 on withdrawals from RRSP/RRIF
  • Transfer out administration fee $135 RRSP/TFSA/RRIF
  • High Interest Life Saver Account - One free withdrawal per month, $5 on additional withdrawal
  • Tax Free Savings Account - One free withdrawal per month, $5 on additional withdrawal