ATMs / Debit (POS) and Locations

Access to your funds should be on your terms. At Comtech Fire our objective is to enhance your business financial well-being by ensuring you have access to your money when you need it, from wherever you need it through the use of an ATM/Debit Cards.

"I took my family for a visit to Africa. But, when I got there, my bank card didn't work - I was stuck in Kenya with no access to my money. Fortunately, I called my Comtech Fire advisor and she solved the problem right away. That's the kind of relationship I have with Comtech Fire - I can always count on them to be there for me!"

- Nassir

ATMs are a quick and easy way to withdraw cash, transfer or deposit funds, or make loan payments 24 hours a day, 7 days a week.  Members can withdraw up to $1,000 per day from their account using their ATM/Debit Card. Members can withdraw up to $3,000 per day using their ATM/Debit Card for a POS (debit) transaction on their chequing account.

In addition to using all Comtech Fire ATMs at no charge (up to the limit allowed in your Business Banking package), look for ATMs displaying THE EXCHANGE® logo. THE EXCHANGE® Network gives you convenient access to your accounts at thousands of full-service ATMs across Canada without paying additional charges. THE EXCHANGE® Network ATM locator app is now available as a free download for smartphones, tablets and GPS devices. THE EXCHANGE® Network is the largest full-function ATM network in Canada - surcharge free.

 Comtech ATM Logo



  • Withdrawals, transfers, balance inquiries, deposits accepted at most EXCHANGE® Network ATMs


  • No surcharging to Comtech Fire Credit Union cardholders on EXCHANGE® ATMs in Canada
  • Access to the ACCEL/EXCHANGE® Point of Sale and ATM Network in the United States

Comtech Fire ATM Locations:

  1. 637 King Street West, Toronto, ON (south-east corner of Bathurst St.) - 2 Full Service ATMs
  2. 531 Danforth Avenue, Toronto, ON - Full service ATM
  3. 363 Bank Street, Ottawa (corner of Gilmour) - full service ATM
  4. 501 – 4499 Bath Road, Amherstview, ON - full service ATM
  5. 572 Princess Street, Kingston, ON - Full service ATM

You can also view a map of ATM locations.

Find An ATM Using THE EXCHANGE® Network

Use the handy ATM locator at Here you can find local or international ATMs with convenient maps.

Shopping using an ATM/Debit Card is an incredibly popular way to pay for purchases or receive cash back. With your Credit Union ATM/Debit Card, you can use Interac Direct Payment at more than 300,000 retailers throughout Canada, including grocery stores, department stores, gas stations, restaurants, and other retail locations. When shopping in the USA, look for the ACCEL symbol.

Save Money!

Ask the merchant for cash back when using your debit card for a retail purchase. An ATM withdrawal from another financial institution can cost $1.50 per transaction while the maximum cost of a POS transaction is only ¢50 and many of our chequing packages offer free POS transactions!


  • Access to THE EXCHANGE® Network of thousands of ATMs
  • Access to Chequing
  • High daily maximum withdrawal or debit purchase


  • Multiple locations for easy access
  • 24/7 accessibility to your funds
  • Flexibility for cash withdrawal, bill payments or transfers

Your ATM/Debit Card will be mailed to you the same day your application is received and your personal identification number (PIN) will be mailed two days later for security precautions. Contact our Member Support Centre to learn how to customize your pin.

Without both your PIN and card, no one else has access to your account.


  • When choosing a PIN, don't use a predictable number combination like your birthday, address or telephone number
  • Use different PINs for each card or entry access
  • Never carry your PIN and ATM/Debit Card together
  • Never give your PIN to someone else

Lost or stolen card?

To report a lost or stolen ATM/Debit Card, please contact Comtech Fire immediately at 1.800.209.7444. After business hours, call our Hotline at 647.228.7846. You can also use our Contact form.

ATM Held Funds Policy

Cheques or cash deposited in a Comtech Fire ATM or an ATM that is part of the Exchange Network will be held as follows:

  • Cheques drawn on a Canadian financial institution - 5 days
  • Cash - For Comtech Fire ATM, hold is removed the following business day. Exchange ATM - 5 days.
  • U.S. cheques drawn on a Canadian financial institution - 5 days
  • U.S. cheques drawn on a U.S. financial institution - 30 days
  • Canadian cheques deposited greater than $5000 may be held for 30 days

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